.calculator-container{max-width:1200px;margin:0 auto;padding:20px 20px 80px;min-height:100vh;box-sizing:border-box;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif}.calculator-results{padding-bottom:20px}.calculator-header{text-align:center;margin-bottom:40px;padding:30px 0;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border-radius:15px}.calculator-header h1{font-size:2.5rem;margin-bottom:15px;font-weight:700}.calculator-header p{font-size:1.1rem;opacity:.9;max-width:600px;margin:0 auto}.calculator-steps{background:#fff;border-radius:15px;padding:30px;box-shadow:0 10px 30px rgba(0,0,0,.1);margin-bottom:30px}.step-progress{text-align:center;margin-bottom:40px;padding-bottom:30px;border-bottom:2px solid #f1f5f9}.step-indicator{display:inline-flex;align-items:center;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;padding:12px 24px;border-radius:25px;margin-bottom:20px;font-weight:600}.step-number{font-size:1.5rem;margin-right:5px}.step-total{font-size:1rem;opacity:.8}.step-title{font-size:1.8rem;font-weight:700;color:#1e293b;margin-bottom:10px}.step-description{font-size:1.1rem;color:#64748b;max-width:500px;margin:0 auto}.step-options{display:grid;gap:20px;margin-bottom:30px}.step-option{display:flex;align-items:center;padding:25px;background:#f8fafc;border:2px solid #e2e8f0;border-radius:15px;cursor:pointer;transition:all .3s ease;position:relative;overflow:hidden}.step-option:hover{border-color:#667eea;background:#f1f5f9;transform:translateY(-2px);box-shadow:0 8px 25px rgba(102,126,234,.15)}.step-option:before{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background:linear-gradient(135deg,#667eea08,#764ba208);opacity:0;transition:opacity .3s ease}.step-option:hover:before{opacity:1}.option-icon{font-size:2.5rem;margin-right:20px;flex-shrink:0;width:60px;height:60px;display:flex;align-items:center;justify-content:center;background:#fff;border-radius:50%;box-shadow:0 4px 15px rgba(0,0,0,.1)}.option-content{flex:1;min-width:0}.option-title{font-size:1.3rem;font-weight:600;color:#1e293b;margin-bottom:8px}.option-description{color:#64748b;line-height:1.5;font-size:1rem}.option-arrow{font-size:1.5rem;color:#94a3b8;margin-left:20px;transition:all .3s ease}.step-option:hover .option-arrow{color:#667eea;transform:translateX(5px)}.step-navigation{display:flex;gap:15px;justify-content:center;padding-top:30px;border-top:1px solid #e2e8f0}.btn-back,.btn-reset{padding:12px 24px;border:none;border-radius:8px;font-size:1rem;font-weight:600;cursor:pointer;transition:all .3s ease;min-width:120px}.btn-back{background:#f1f5f9;color:#475569;border:2px solid #e2e8f0}.btn-back:hover{background:#e2e8f0;border-color:#cbd5e1}.calculator-results{background:#fff;border-radius:15px;padding:30px;box-shadow:0 10px 30px rgba(0,0,0,.1)}.calculator-results h2{text-align:center;color:#333;font-size:2rem;margin-bottom:30px}.results-summary{margin-bottom:40px}.summary-card{background:linear-gradient(135deg,#10b981,#059669);color:#fff;padding:30px;border-radius:15px;text-align:center;box-shadow:0 10px 30px rgba(16,185,129,.3)}.summary-card h3{font-size:1.2rem;margin-bottom:15px;opacity:.9}.benefit-amount{font-size:3rem;font-weight:700;margin-bottom:10px}.summary-card p{opacity:.8;font-size:1rem}.results-details{margin-bottom:40px}.policy-category{margin-bottom:30px}.policy-card{background:#fff;border-radius:15px;padding:25px;margin-bottom:20px;box-shadow:0 4px 15px rgba(0,0,0,.1);border:1px solid #e2e8f0}.policy-title{font-size:18px;font-weight:600;color:#1e293b;margin-bottom:15px;padding-bottom:10px;border-bottom:2px solid #f1f5f9}.policy-meta{margin-bottom:20px}.policy-meta span{background:#f8fafc;padding:8px 12px;border-radius:8px;font-size:14px;color:#475569;border:1px solid #e2e8f0;display:inline-block}.policy-content-text,.policy-time-content{line-height:1.6;color:#374151}.policy-time-content{white-space:pre-line}.policy-amount{background:linear-gradient(135deg,#10b981,#059669);color:#fff;padding:12px 16px;border-radius:10px;text-align:center;margin-top:15px;box-shadow:0 4px 15px rgba(16,185,129,.3)}.policy-category h3{font-size:20px;font-weight:600;color:#1e293b;margin-bottom:20px;padding-bottom:10px;border-bottom:2px solid #f1f5f9}.no-policy{text-align:center;color:#64748b;font-style:italic;padding:30px;background:#f8fafc;border-radius:10px;border:2px dashed #cbd5e1}.policy-list{display:grid;gap:15px}.policy-item{background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:20px;transition:all .3s ease}.policy-item:hover{border-color:#667eea;box-shadow:0 5px 15px rgba(102,126,234,.1)}.policy-name{font-weight:600;color:#1e293b;font-size:1.1rem;margin-bottom:8px}.policy-description{color:#64748b;margin-bottom:8px;line-height:1.5}.policy-benefit{color:#059669;font-weight:600;font-size:.95rem;margin-bottom:8px}.policy-amount{color:#dc2626;font-weight:600;font-size:.9rem;background:#fef2f2;padding:4px 8px;border-radius:4px;display:inline-block}.results-actions{display:flex;gap:15px;justify-content:center;padding-top:30px;border-top:1px solid #e5e7eb;flex-wrap:wrap}.btn-apply,.btn-reset,.btn-share{padding:15px 30px;border:none;border-radius:8px;font-size:1rem;font-weight:600;cursor:pointer;transition:all .3s ease;min-width:140px}.btn-apply{background:linear-gradient(135deg,#10b981,#059669);color:#fff}.btn-apply:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(16,185,129,.3)}.btn-share{background:linear-gradient(135deg,#f59e0b,#d97706);color:#fff}.btn-share:hover{transform:translateY(-2px);box-shadow:0 8px 25px rgba(245,158,11,.3)}.btn-reset{background:#fef2f2;color:#dc2626;border:2px solid #fecaca}.btn-reset:hover{background:#fee2e2;border-color:#fca5a5}.step-option.selected{border-color:#667eea;background:#f0f4ff;box-shadow:0 4px 15px rgba(102,126,234,.2)}.option-checkbox{width:24px;height:24px;border:2px solid #667eea;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:14px;background:#667eea;margin-left:15px}.step-option:not(.selected) .option-checkbox{background:#fff;color:transparent}.btn-continue{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;padding:12px 24px;border-radius:8px;font-size:16px;font-weight:600;cursor:pointer;transition:all .3s ease;box-shadow:0 4px 15px rgba(102,126,234,.3)}.btn-continue:hover:not(:disabled){transform:translateY(-2px);box-shadow:0 6px 20px rgba(102,126,234,.4)}.btn-continue:disabled{background:#cbd5e1;cursor:not-allowed;box-shadow:none}@media (max-width:768px){.calculator-container{padding:15px 15px 100px}.calculator-results,.calculator-steps,.results-actions,.step-navigation{margin-bottom:20px}.calculator-header h1{font-size:2rem}.step-options{gap:15px}.step-option{padding:20px;flex-direction:column;text-align:center}.option-icon{margin-right:0;margin-bottom:15px}.option-arrow{display:none}.results-actions,.step-navigation{flex-direction:column;align-items:center}.btn-apply,.btn-back,.btn-reset,.btn-share{width:100%;max-width:300px}.benefit-amount{font-size:2.5rem}.step-title{font-size:1.5rem}}@media (max-width:480px){.calculator-header,.calculator-results,.calculator-steps{padding:20px}.calculator-header h1{font-size:1.8rem}.summary-card{padding:20px}.benefit-amount{font-size:2rem}.step-option{padding:15px}.option-icon{width:50px;height:50px;font-size:2rem}}